Vanessa Wilson, Ottawa mortgage broker and Mortgage Agent Level 2 with Referral Mortgages, offering mortgage pre-approvals, renewals, and refinancing.

Your Trusted Ottawa Mortgage Broker

Personalized mortgage solutions for homebuyers, homeowners, and real estate investors across Ottawa.

Mortgage Pre-Approval

Know your budget and shop for your new home with confidence

Mortgage Renewals

Compare your options before accepting your lender’s renewal offer

Mortgage Refinance

Access your home equity, consolidate debt, or improve your cash flow

Financing Solutions

Explore mortgage options tailored to your income and financial goals

Ready to Apply?

Complete my secure online application, and I’ll personally follow up with the next steps

MEET VANESSA WILSON

Mortgage advice built around your goals

Clear advice. Better options. Confident decisions.

Finding the right mortgage is about more than securing a competitive rate—it’s about choosing a strategy that supports your goals.

I’m Vanessa Wilson, an Ottawa Mortgage Agent Level 2. I help homebuyers and homeowners understand their options, compare lenders and move confidently through buying, renewing, refinancing or more complex financing.

Access to banks, credit unions, monoline and alternative lenders


Personalized solutions for straightforward and complex needs


Hands-on support from application through closing

PERSONAL MORTGAGE GUIDANCE

Prefer to speak with me directly?

FREE CANADIAN MORTGAGE APP

See how much home you may be able to afford

Download my free Canadian Mortgage App, select 'Pre-Qualification' and tap 'Start New' to receive a quick estimate without affecting your credit score.

Pre-qualification provides an estimate only and is not a mortgage approval.

New Bank of Canada Rate Warning: Ottawa Mortgage Outlook

Could Canadian interest rates rise again? Ottawa mortgage broker Vanessa Wilson explains what inflation risks mean for variable mortgages, renewals and buyers. ...more

Mortgage News

September 22, 20263 min read

New Bank of Canada Rate Warning: Ottawa Mortgage Outlook

Canada’s 5-Year Bond Yield Hits a 52-Week High: What It Means for Mortgage Rates

Canada’s 5-year bond yield reached a new 52-week high. Learn what rising bond yields could mean for fixed mortgage rates, homebuyers and homeowners. ...more

Mortgage News

September 10, 20264 min read

Canada’s 5-Year Bond Yield Hits a 52-Week High: What It Means for Mortgage Rates

Bank of Canada Holds Rate at 2.25% | Mortgage Update

The Bank of Canada held its policy rate at 2.25% in September 2026. Ottawa mortgage broker Vanessa Wilson explains what this means for fixed and variable mortgages. ...more

https://vwmortgages.ca/blog/bank-of-canada-rate-hold-september-2026

September 02, 20265 min read

Bank of Canada Holds Rate at 2.25% | Mortgage Update

Trump tariff chaos: are BoC rate moves ahead?

U.S. Tariffs and Bank of Canada Rates: What Borrowers Need to Know ...more

U.S. Tariffs and Bank of Canada Rates: What Borrowers Need to Know

August 24, 20264 min read

Trump tariff chaos: are BoC rate moves ahead?

Canada’s Inflation Rate Rises to 3.0% — What Does This Mean for Mortgage Rates?

Stay informed with the latest Canadian mortgage market updates, Bank of Canada announcements, inflation trends and interest rate news. Vanessa Wilson, Ottawa Mortgage Broker, explains what changing ma... ...more

Inflation

August 18, 20264 min read

Canada’s Inflation Rate Rises to 3.0% — What Does This Mean for Mortgage Rates?

Fixed Rate or Variable Rate

Fixed Rate or Variable Rate ...more

Fixed Rate or Variable Rate

August 12, 20261 min read

Fixed Rate or Variable Rate

MY LENDER NETWORK

More lenders. More options.

I compare solutions from banks, credit unions, monoline lenders and alternative lenders to find the right fit for you.

ABOUT VANESSA

Vanessa Wilson

Mortgage Agent Level 2

Licence #M21002877

Clear advice. Personalized mortgage strategies. Support you can count on.

Referral Mortgages | Brokerage Licence #13316

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